Overdraft is a very convenient product which can meet the requirements of traders and such MSME units.
Duration : Business Cash credit is operative for a period of one year which can be renewed or enhanced provided operation on the limit are satisfactory.

Long Term Loans are extended for amounts from ₹3 lakhs to ₹20 lakhs with repayment periods up to 10 years. The loans are also extended against security for creation of productive business assets

Medium Term Loans are provided for amounts below ₹3 lakhs with repayment periods up to 5 years. Such loans are meant for acquisition/creation of productive business assets.

These are loans extended to persons with regular employment in receipt of salary for consumption purposes. Loans can be given up to a maximum amount of ₹1 lakh and shall be repaid over a period of 5 years.

Loans up to ₹50 lakhs are given to eligible applicants considering the cost of construction of the house and the repayment capacity of the borrower. The loan needs to be repaid over a period up to 20 years
Disbursement of Loan Amount
On Foundation Level : 30% of the Loan amount
On Lintel Level : 50% of the Loan amount
On Completion Level : 20% of the Loan amount
Provide 12 month moratorium period

Loans up to 85% of Fixed Deposits and 75% of Recurring Deposits/DSSD can be extended to the depositors. Such loans can be repaid from the maturity amount of the deposits. They can be repaid out of income from other sources in which case the deposit with interest shall be repaid to the depositor on maturity of the deposit.

Trade loans are extended up to ₹1 lac to small businessmen to meet their business needs. The loans are extended with or without security at different interest rates. The repayment shall be made over a period of 25 months through the daily collection mode

The rate of interest on the loans extended to Kudumbasree borrowers shall be at 11% pa.